Demo Mortgage Heritage

Local lenders. Lasting relationships.

We've been writing mortgages in Charleston, SC for the long haul — through every rate cycle and every kind of buyer. Independently owned, deeply local.

Get prequalified

Our team

Meet your local mortgage experts

Sarah Thompson

Senior Mortgage Loan Originator

NMLS #1000003

Plain-English mortgages.

Every question deserves a plain answer — the options, the math, the trade-offs. If you've worked with a mortgage lender before and felt like you were on the wrong end of the conversation, this office is built around the opposite idea.

Run the numbers

Estimate your payment, see what you can afford, compare refi scenarios, or run investor DSCR — all client-side, no signup.

How much will my mortgage cost?

Home price

Down payment

20.0% of home price

Interest rate

Loan term

Estimated monthly P&I

$2,023

Loan amount$320,000

Total interest paid$408,142

Total of payments$728,142

Where your payments go

Cumulative principal + interest over 30 years

PrincipalInterest

Estimate only. Not a commitment to lend. Actual rates and terms depend on your credit profile, property, and other factors and will be confirmed by your lender. Calculations exclude taxes, insurance, HOA dues, and PMI.

Let's talk

Tell us about your goals — your message is routed to the right loan originator the moment you send it.

Question 1 of 617%

What are you looking to do?

Pick an option to continue

By submitting, you agree to be contacted by a loan originator. We will never sell your information. This is not an application or a commitment to lend. Your information is handled as described in our Privacy Policy.

Live rates

Today's mortgage rates

Sample rates updated daily by our data provider.

Rates provided by Optimal Blue OBMMI, updated daily.

Sample rates only. Actual rates depend on your credit profile, property, loan amount, and other factors. Not a commitment to lend.